Predictive Analytics for P&C Insurance

Predict

Embed insights into underwriting and claims processes with predictive analytics specifically made for P&C insurance. Make smarter decisions on risk selection, pricing, claims triage, settlement, litigation detection, and much more.

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Deliver Insights Directly Into Underwriting and Claims Processes

Rapidly Build, Import, Tune, Deploy, and Monitor Predictive Models

Deploy and Integrate

Deploy complex modeling solutions to endpoints that can be called through an API. Rapidly operationalize modeling solutions by integrating insights directly into underwriting and claims processes with codeless configuration.

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Predict portal - Endpoint Management screen

Build and Import

Build new predictive models using a variety of machine-learning algorithms such as simple and deep neural networks, decision trees, GLM/GAM, and text mining. Import ready-to-use models built using popular open-source data science languages like R and Python.

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Measure and Monitor

Perform health checks and detect data and feature drifts in real-time. Measure and monitor model performance to ensure predictive power and efficacy. Learn continuously and adjust as business conditions evolve.

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Accelerate Business Performance

Predict helps P&C insurance companies drive premium growth, maximize profitability, and improve customer satisfaction.

PolicyCenter portal - Risk Analysis screen

Powerful Underwriting Analytics

Empower underwriters and actuaries to improve risk selection, pricing, and retention while reducing expenses – setting the standard for the insurance industry.

Enhance Underwriting and Claims Performance

Improve Claim Outcomes
- Run predictive analysis at FNOL and regular intervals to identify and escalate potential severe claims early.
- Optimize adjuster workloads and improve customer service with constant contact and reduced cycle times.
- Set accurate reserves by identifying the true exposure potential.
Optimize Risk Selection and Pricing
- Use internal, external, third-party, and cooperative data to predict risk factors that degrade loss ratios.
- Improve rating sophistication by augmenting traditional GLM/GAM pricing techniques with cutting-edge modeling.
- Enable actuaries to tune prices to market conditions and implement automated rate updates.
Reduce Underwriting Expenses
- Determine the most cost-effective inspection level for new submissions and renewals.
- Automate cost/benefit analysis to determine the value of additional third-party reports.
- Increase straight-through processing rates using automation.
Retain Profitable Customers
- Reduce churn risk with data-driven insights and real-time monitoring.
- Engage with customers throughout the policy lifecycle on the right channel and at the right time.
- Accelerate growth with more cross-sell and up-sell.

Predict is More

As the industry’s leader in predictive analytics for P&C insurance, Predict provides an unrivaled digital toolbox to deliver a comprehensive digital experience.

Guidewire Cloud Platform (GWCP)

Support, Education, and Training

Consulting and Technology Partners

Developer Resources and Documentation

Customer Community and Collaboration Groups

Trust and Security

Application Marketplace

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Proven Experience. Earned Trust.

See What Our Customers Say

Amica Mutual Insurance Company

With Guidewire Predict, and the ability to quickly and consistently assign each claim to the right handler from the start, we can settle claims faster – fostering even more trust and lasting relationships with our policyholders.

Raymond Zientara

Assistant Vice President

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