HazardHub Risk Data

HazardHub Risk Data

Get insurance risk data for underwriting and pricing property insurance. See what property and casualty risk data is available. Improve risk assessment and portfolio management in seconds.

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Suburban flooding

Better Data for Better Decisions

Make faster, more accurate decisions with the most comprehensive property risk data ever created.

With over 1,400+ property and casualty hazard risk data fields available for any U.S. location, you can get A-F letter risk grades and numeric risk scores for multiple perils including fire, wind, earth, and manmade disasters.

HazardHub enables you to assess insurance risk with comprehensive risk data sets.

Fire Risk

High-resolution wildfire scoring that meets new
  • wildfire approaching a suburban neighborhood

    Enhanced Wildfire Model

    Get more accurate wildfire scores to pinpoint localized wildfire risk with our enhances wildfire model. Using 26-acre hexagons as the base geography, the new wildfire model is 7 times more granular than before. Read more about the Enhanced Wildfire Model in our blog about .
  • aerial shot of suburban homes on tree-lined street

    Fire Suppression Score

    Differentiate fire protection class more accurately with Fire Suppression Score. Fire Suppression Score is a Generalized Loss Model (GLM) back-tested with real-world loss data. This enables you to gain more insight into property fire risk, differentiate risk better, and price more granularly. Learn more about Fire Suppression Score in reading our .
  • active fire crew at a fire hydrant

    Fire Hydrants

    HazardHub is the largest database of fire hydrant locations in the United States. Fire hydrants are critical in suppressing house fires and wildfires. Knowing where these hydrants are located is a key variable to accurately determining a property's fire risk. Fire hydrants are an exclusive data set offered only by HazardHub.
  • fire trucks rolling out of a fire station

    Fire Stations

    HazardHub's fire station data set contains more than 54,000 fire station locations - each of which has been hand-examined for both positional accuracy and equipment capacity. Time, rather than distance, matters more when responding to a fire. HazardHub provides the distance to the nearest fire station in drive-time, along with where the next 3 nearest stations are located.

Wind Risk

Detailed and accurate wind risk scoring, plus historical data.
  • water surge from high winds at a large city

    Hurricanes

    Hurricanes are powerful storms that can have a devastating impact on property owners. Hurricanes will often cause roof damage, flooding, erosion, tree toppling, and downed power lines. HazardHub provides detailed scoring and grading of hurricane risk, including, the barometric pressure, wind speed, and number of past hurricanes in the area.
  • a nearby tornado

    Tornadoes

    Tornadoes are among the most feared wind risks in the country. They can form and strike unpredictably and leave massive devastation along their path. HazardHub provides detailed scoring and grading of tornado risk, including historical tornado events, tornado radius, and property damage from the nearest tornado incident.
  • hail damage to a car windshield

    Hail

    Hail is one of the biggest reasons for replacing a roof. Hail can cause property damage to both homes and cars with its destruction, ranging from dents on windows and roofs to shattered glass. HazardHub provides detailed scoring and grading of hail risk, including historical hail events, hail ring parameters, and property damage from the nearest hail incident.
  • parked cars in city residential area are buried under fallen trees

    Windstorms

    Straight-line winds more than 58 MPH are one of the most common wind hazards. These "derecho" windstorms can knock down trees and powerlines, causing significant damage to property. HazardHub provides detailed scoring and grading of wind risk, including historical wind events, wind ring parameters, and property damage from the nearest wind incident.

Use the Best Property Data on the Market to Your Advantage

Use our comprehensive data to make faster, more accurate decisions. HazardHub offers risk grades and scores for multiple perils including earth, wind, fire, water, and manmade disasters. HazardHub also provides comprehensive property attributes including property value, roof information, and replacement costs. Below is an overview of our property risks, along with examples of data fields for each category.
  • landslide damage to a mountain road

    Earth

    Earthquakes
    Fracking Earthquakes
    Designated Faults
    Landslides
    Sinkholes
    Volcanos
    Lava Flow
    Mine Subsidence
    Elevation
    Radon Levels
  • severe weather developing

    Wind

    Hurricane
    Tropical Storms
    Tropical Depressions
    Tornado
    Lightning
    Hail
    Convection Storm
    Maximum Wind
    Wind-Borne Debris
    Weather Parameters
  • close burning wildfire

    Fire

    Wildfire
    Drought
    Vegetation Burn Points
    Wind Region
    Fire Protection
    Fire Suppression Score
    AAIS Protection Class
    Perennial Water
    Fire Hydrants
    Fire Stations
  • homes in high water flooding

    Water

    Flood
    Flood Parameters
    FEMA Claims
    Tsunami
    Distance to Coast
    Sea Level Rise
    Storm Surge
    Mold Index
    Frozen Pipe
    Snow Load
  • haz waste barrels in seemingly bad repair and storage

    Manmade

    Underground Storage Tanks
    Toxic Release Facilities
    PFA
    Mine Subsidence
    Superfund
    Brownfield
    Asbestos
    Nuclear Site
    Radon
    Crime
  • old, damaged windows in a commercial property building

    Property

    Owner
    Property Code Use
    Year Built
    Square Footage
    Exterior Construction
    Interior Fireplace
    Garage Cars
    HVAC
    Roof Type
    Property Value
  • pen and calculator atop an invoice

    Replacement Cost

    Replacement Cost
    Architectural Style
    Construction Quality
    Construction Type
    Primary Exterior
    Primary Roof Covering
    Square Footage
    Architect Fees and Permits
    House Materials and Labor
    Overhead
  • approved-stamped print plans for a home

    Permits

    Address
    Number of Permits
    Total Valuation
    Permit Type
    Permit Issued Date
    Valuation
    Work Description
    Applicant Name
    Owner Name
    Contractor Name

Data Embedded Into Your Workflows

HazardHub data is delivered via a lightning-fast API, integrated with Guidewire apps, and through our web products.
  • screen - api integration in 15 minutes

    API

    With the API, you can use the product standalone or plug the data into your policy admin system. Most developers have the API up and running in 15 minutes. You can get data to your internal teams in minutes, not weeks.
  • screen - risk factor statistics

    Guidewire Apps

    With Guidewire PolicyCenter and InsuranceNow integration, your underwriters can use the data directly within their Guidewire workflows. There's no custom IT work needed. Just tell us to turn the data on.
  • screen - agent risk view of data

    Agent Risk View

    Need custom-branded, easy-to-read risk reports to send to customers? Want to help your customers identify risks around their properties? Get branded detailed risk reports at .
  • aerial shot of suburban homes

    Free Home Risk

    Curious to know risks around your home and what insurers see when determining your property risk? Get free property risk assessments at .

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