„We call HazardHub’s data often. When we call them early in the process, it allows us to get a more accurate and more complete acceptability decision on the customer much earlier."
Sean Harper
CEO/Co-Founder
Enhance the art and science of underwriting with proactive, real-time data. Guidewire analytics, core products, and more are designed to help P&C insurers achieve better underwriting outcomes and improve profitability.
Use analytics to predict risk factors that will degrade loss ratios. Increase straight-through processing rate and capture new business by quoting, declining, and pricing automatically. Underwrite continuously and identify profitable customer segments and new markets to target.
As the industry’s most trusted data and analytics tools for underwriting, Guidewire provides an unrivaled digital toolbox to deliver a comprehensive experience.
2-4%
reduction to loss ratio. Improve your risk selection with Guidewire underwriting.
20%
growth in premium over 4 years. Guidewire underwriting data and analytics help to drive more premium over time.
$50M
improvement in underwriting profit within 36 months, according to customer success metrics.
HazardHub provides A-F letter risk grades and numeric risk scores for multiple perils including fire, wind, earth, and manmade disasters. With Predict, P&C insurers have embedded insights to improve intelligent choices, from risk selection to pricing, retention, and reducing expenses.