Underwriting Solutions

The Embedded Analytics Framework is easy to use and abstracts all the details between PolicyCenter and the SAS models. Without the framework, we would have to translate the models into Gosu code.

Predict models have helped us shift toward adequately priced business and are starting to improve the quality of our auto and home book. In fact, the models are suggesting room for further rating improvements.

We are seeing credible improvements in new business conversion and premium growth, while reducing our loss ratio and keeping retention steady. We plan to implement similar new rating plans to improve our pricing accuracy for other lines of business.

The Marketing team’s request to develop a guide to help find areas for profitable growth, then marry that data with agency appointment strategies, was a clear example of how the entire organization fully appreciates the power of advanced analytics to inform better decision-making.