Today marks the successful closure of our acquisition of Quantee, a young Insurtech based in Poland, serving customers primarily across Europe and specializing in dynamic pricing software. This is an exciting moment that brings together complementary capabilities, allowing us to offer significant value to our customers. Combining Quantee with Guidewire’s vision for an integrated pricing and rating solution allows us to execute and deliver on that vision even faster.
I recently had the opportunity to sit down with Quantee CEO Dawid Kopczyk to learn more about Quantee, discuss the impact of the acquisition on the company, and hear his insights on the pricing challenges insurers face.
Q: Welcome to Guidewire, Dawid! To start, could you tell us a bit more about Quantee and what inspired its creation?
Kopczyk: Quantee is an insurtech based in Poland that provides dynamic pricing software to the P&C industry. We enable insurers to develop sophisticated analytics models that improve pricing accuracy and enable instant deployment of those models to distribution channels, increasing profitability. Quantee's solution is used by global insurance groups as well as local insurers in multiple markets, across five continents.
We created a uniquely modern, flexible, and end-to-end pricing platform—built by a team of top-performing actuaries and insurance specialists. This is the software we wished we had in our previous roles within the insurance sector.
Q: How do Explainable AI and dynamic deployment help P&C insurers to improve their pricing processes?
Kopczyk: What often holds insurers back is the challenge of improving results while ensuring their pricing process remains explainable and production-ready. That’s exactly how Explainable AI brings value to the Quantee solution. We empower pricing teams to create the models they need to improve insurers’ KPIs and at the same time deploy, test, and explain pricing decisions in a fully configurable environment.
Q: What does this acquisition mean for Quantee?
Kopczyk: The acquisition by Guidewire brings several exciting advantages for Quantee. Joining Guidewire now allows us to accelerate our product vision and expand our go-to-market opportunities.
Through my time getting to know the Guidewire team, I’ve come to appreciate not only their technical expertise but also the strong cultural fit. Together, we share a deep commitment to customer success, innovation, and technical excellence.
Q: Why is pricing so challenging for insurers, and what two recommendations would you offer to those dealing with these challenges?
Kopczyk: At the heart of the pricing challenge is the fact that it involves making predictions for future events, which introduces high degrees of uncertainty into pricing models. While insurers have become adept at understanding future risk, they often have difficulty pricing it effectively because they do not have the necessary internal processes in place.
Insurers struggle to bridge the gap between the sophisticated data and models they have, and the requirement to implement and maintain them efficiently across their organization and distribution channels. This disconnect impacts their ability to make timely, accurate, and competitive pricing decisions.
To tackle the challenges of pricing, we recommend insurers focus on two main areas of improvement: better pricing teams collaboration and simplifying the pricing execution process.
First, insurers should make sure pricing business owners, analytics teams, and IT are working together seamlessly, which can really speed up decision-making and improve accuracy. When teams can collaborate efficiently on pricing adjustments, insurers can react more quickly to competitive pressures and evolving market conditions.
Second, using fully integrated platforms for pricing, rating, and underwriting can help streamline workflows and make it easier to get rates out quickly. These steps can help insurers improve both speed and accuracy, making their pricing function more agile, responsive, and profitable.
Devalle: Thank you, Dawid! We’re excited to begin working with you and the team to accelerate progress against our shared commitment of making static, one-size-fits-all pricing a thing of the past.
We know that pricing and rating are foundational capabilities for our customers to differentiate themselves and win. When pricing and rating are executed well, other aspects of the business such as growth, profitability, regulatory compliance, and competitive edge naturally follow.
Guidewire is uniquely positioned to help insurers achieve these outcomes by transforming the end-to-end policy lifecycle into a single, highly dynamic process. In our vision, every step in this process — including product definition, rating, pricing, quoting, underwriting, and policy administration — is fully connected and continuously improved upon through shared data and intelligent, real-time insights.
Working together, Guidewire and Quantee will deliver a solution that enables dynamic price modeling and high-performance rating across both personal and commercial product lines worldwide.